> Although AGRA and other actors, such as the German government, have publicly stated that they are unaware of any cases of indebtedness of farmers participating in AGRA projects, the Ghana evaluation cites this problem very specifically. Farmers consider the AGRA approach extremely risky. There is substantial evidence showing that when harvests are poor, farmers regularly fall into debt. Farmers from Ghana said that even with good yields, they have to spend over 80 percent of their harvest income paying suppliers for seed and fertilizer. Others even question whether this model is worthwhile at all.

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